UAE Federal Retail T-Sukuk

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The Ministry of Finance launches the first government Retail T-Sukuk, with a minimum subscription amount of 1,000 dirhams, is a strategic step to enhance financial inclusion and provide reliable investment opportunities that support a long-term savings culture for all segments of society, in line with the objectives of "Year of Family 2026."

The Retail T-Sukuk offering contributes to building a more financially aware and future-ready community by enabling individuals and families to build sustainable financial capabilities and strengthen their long-term financial resilience.

The offering enables families and various community segments to participate directly in the UAE’s economic growth and development journey through access to a sovereign investment instrument.

Reducing the minimum subscription amount to 1,000 dirhams ensures that the investment opportunity is accessible to a broad segment of society and further promotes financial inclusion.
Announcement of Retail Offering Date
17 June 2026
Price Announcement
23 June 2026
Retail Offering Commencement Date
24 June 2026
Closing Date of Retail Offering
30 June 2026
Allocation Date
30 June 2026
Refund Date
1 July 2026
Commencement of Secondary Trading
2 July 2026
Market
Nasdaq Dubai
Website
SUKUK
FAQs

Media Messages for Retail T-Sukuk ( IPO )


  • The Ministry of Finance is keen to provide fully digital and seamless subscription experience in cooperation with Dubai Financial Market, Nasdaq Dubai, and leading national banks.
  • Retail T-Sukuk represents a reliable investment tool that ensures savings growth and operates within an organized investment framework characterized by the highest levels of transparency.
  • Listing the Retail T-Sukuk on "Nasdaq Dubai" and trading them with DFM will give individual investors high flexibility in managing their investment portfolios and cash liquidity following allocation phase.
  • This offering reflects the Ministry of Finance's ongoing efforts to develop local capital markets and innovate financial tools that meet the aspirations of families and the community.
  • The offering reinforces the UAE's position as a leading global financial centre by broadening and diversifying the range of investment products available to investors.
  • In line with the objectives of "Year of Family 2026" Retail T-Sukuk provides a safe and reliable investment tool that supports the financial stability of families, encourages the establishment of a long-term savings and investment culture, and contributes to enhancing the quality of life and community well-being.

  1. Log in to ENBD X and select "Transfer/Pay".
  2. Scroll down to "Donations and Investments" select "IPO subscription".
  3. Select IPO name.
  4. Select Category/Tranche.
  5. Enter your Investor Number.
  6. Agree to the “Terms and Condition”.
  7. Select broker name and input the amount.
  8. Review the details on Summary screen.
  9. Authorize the transaction using your smart pass PIN.
  10. You’ll receive IPO payment confirmation along with the reference and application number.

  1. Insert your debit card and enter your PIN number
  2. Select IPO subscription option in the main screen and select IPO name
  3. Enter your Investor Number
  4. Select the account from which the funds need to be debited
  5. Enter the amount to invest / number of shares
  6. Select the broker if any
  7. You’ll get a confirmation with the IPO application and reference numbers

EMIRATES BRANCH Location Working Hours IPO Working Hours Contact
Dubai Jumeirah Branch Emirates NBD Building, Al Wasl Rd Intersection, Umm Suquiem 3, Jumeirah, Dubai Monday to Thursday
(8:00 AM - 3:00 PM)
Friday
(8:00 AM - 11:30 AM)
Saturday
(8:00 AM - 3:00 PM) 		Monday to Thursday
(8:00 AM - 1:00 PM)
Friday
(8:00 AM - 11:00 AM)
Saturday
(8:00 AM - 1:00 PM) 		800 ENBD IPO
(800 3623 476)
Dubai Al Qusais Branch Damascus St, Near Dubai Grand Hotel, Al Qusais, Dubai Monday to Thursday
(8:00 AM - 3:00 PM)
Friday
(8:00 AM – 11:30 AM)
Saturday
(8:00 AM - 3:00 PM) 		Monday to Thursday
(8:00 AM - 1:00 PM)
Friday
(8:00 AM - 11:00 AM)
Saturday
(8:00 AM - 1:00 PM) 		800 ENBD IPO
(800 3623 476)
Abu Dhabi Khalifa Branch Ground Floor, Al Neem Building, Shaikh Khalifa Street, Abu Dhabi Monday to Thursday
(8:00 AM - 3:00 PM)
Friday
(8:00 AM - 11:30 AM) 		Monday to Thursday
(8:00 AM - 2:00 PM)
Friday
(8:00 AM - 11:00 AM) 		800 ENBD IPO
(800 3623 476)
Abu Dhabi Abu Dhabi Main office Branch Ground floor, Capital Plaza tower, Abu Dhabi Monday to Thursday
(8:00 AM - 3:00 PM)
Friday
(8:00 AM - 11:30 AM)
Saturday
(8:00 AM - 3:00 PM) 		Monday to Thursday
(8:00 AM - 1:00 PM)
Friday
(8:00 AM - 11:00 AM)
Saturday
(8:00 AM - 1:00 PM) 		800 ENBD IPO
(800 3623 476)
Al Ain Al Ain Khalifa Street Branch Sheikh Khalifa Bin Zayed St, (in front of Burjeel Hospital), Al Ain Monday to Thursday
(8:00 AM - 3:00 PM)
Friday
(8:00 AM – 11:30 AM)
Saturday
(8:00 AM - 3:00 PM) 		Monday to Thursday
(8:00 AM - 1:00 PM)
Friday
(8:00 AM - 11:00 AM)
Saturday
(8:00 AM - 1:00 PM) 		800 ENBD IPO
(800 3623 476)
Sharjah Sharjah Man Branch Ground Floor, Emirates NBD Building, Immigration Road, Al Qassimia Area, Sharjah Monday to Thursday
(8:00 AM - 3:00 PM)
Friday
(8:00 AM - 11:30 PM)
Saturday
(8:00 AM - 3:00 PM) 		Monday to Thursday
(8:00 AM - 1:00 PM)
Friday
(8:00 AM - 11:00 AM)
Saturday
(8:00 AM - 1:00 PM) 		800 ENBD IPO
(800 3623 476)
Ajman Ajman Branch Emirates NBD Building, Sheikh Rashid Bin Humaid St, Al Sawan, Ajman Monday to Thursday
(8:00 AM - 3:00 PM)
Friday
(8:00 AM - 11:30 AM)
Saturday
(8:00 AM - 3:00 PM) 		Monday to Thursday
(8:00 AM - 1:00 PM)
Friday
(8:00 AM - 11:00 AM)
Saturday
(8:00 AM - 1:00 PM) 		800 ENBD IPO
(800 3623 476)